Frequently Asked Questions

  • What is Carlcorp’s guiding philosophy?

    Carlcorp stands for disciplined and systematic decision making to protect capital and generate strong returns in both good and bad markets. We aim to provide market-beating returns over full market cycles through the use of diversified, active global asset allocation.

  • When was Carlcorp established?

    Although Carlcorp was first set up as a registered investment firm in October of 2000, our Co-founders, Miguel Powers and Colton Fortner, has 20 years of investment management experience. CEO Steven Shepard and Chief Investment Officer, Dwayne Cordova each have over 11 years of investment management experience. The team has been working and growing together since 2000.

  • How much money does Carlcorp manage?

    Carlcorp now has Assets Under Management of over $1.4 billion, growing rapidly.

  • How do I know that Carlcorp will look out for my best interest?

    Carlcorp portfolio managers have a fiduciary obligation to always act in our clients’ best interest. That sense of stewardship is what informs all of our decisions about your investments. Moreover, we put our money where our mouth is – all of our partners and employees invest most, if not all, of our savings in Carlcorp investment solutions.

  • Why do you say that most investors are not properly diversified?

    Most investors suffer from a “home market” bias where they concentrate their investments in their local equity markets. American investors frequently have 75-100% of their equity holdings in US stock markets. Usually all of their bonds are local as well. Meanwhile, the U.S. represents just 27% of global GDP. This is a problem during periods where neither US equities nor US bonds do well. In the 1970’s, both US stocks and bonds lost money after factoring in inflation (negative real returns). In contrast, during that same decade there were opportunities to make money in international stocks and bonds, gold and commodities. If you diversify globally what you will find is that there’s almost always a bull market somewhere, regardless of the type of market we’re in.

  • How can you generate positive returns even in nasty markets?

    In spite of the monthly statistics above, over yearly periods where traditional portfolios suffer great losses, we believe Carlcorp mandates are positioned to thrive. This is because there is almost always a bull market somewhere. In the devastation of the 2008 market crash, U.S. government bonds rose 35%. Our DIS model is constantly evolving to emphasize asset classes that are strengthening, and avoid assets that are weakening.

  • Is my information secure?

    Absolutely. Your account and personal information is encrypted with 512 SSL encryption and stored across different servers in secure facilities. We only retain the information required by law and nothing more. We never sell your information, ever.

  • How do you use my information?

    A We only use your information in two ways: to comply with government regulations and provide the optimal financial portfolio to grow your wealth. We never share your information with any third parties.

  • What is sustainable investing?

    Sustainable investing is an investment approach that considers environmental, social, and governance (ESG) factors alongside traditional financial analysis. The goal is to achieve long-term financial returns while also creating positive social and environmental outcomes.

  • Why is sustainable investing important?

    Sustainable investing is important because it helps investors align their investments with their values and contribute to positive social and environmental outcomes. It also helps mitigate risks related to environmental and social issues, which can have a material impact on companies' financial performance.

  • What is a diversified income portfolio?

    A diversified income portfolio is an investment strategy that aims to generate income by investing in a range of asset classes, such as stocks, bonds, real estate, and alternative investments. By diversifying across different types of assets, investors can reduce their exposure to any one asset class and potentially lower overall portfolio risk.

  • How is a diversified income portfolio different from other investment strategies?

    A diversified income portfolio is unique in that it seeks to generate income rather than just capital gains. This means that the focus is on investments that pay regular dividends or interest, rather than just buying low and selling high for a profit.

  • How does Carlcorp incorporate ESG into its investment approach?

    We have a dedicated ESG research team that analyses companies based on a range of ESG criteria, including carbon emissions, labor practices, and board diversity. We also engage with companies to encourage them to improve their ESG practices.

  • Does the Carlcorp only invest in companies that score highly on ESG criteria?

    While we prioritize companies with strong ESG profiles, we also take a holistic view of companies and consider a range of factors when making investment decisions.

  • What are some examples of companies Carlcorp has invested in that have strong ESG profiles?

    We have invested in companies across a range of sectors that have demonstrated strong ESG profiles, such as renewable energy companies, companies with strong labor practices, and companies with diverse boards and leadership teams.

  • How does the Carlcorp measure the impact of its sustainable investments?

    We use a range of impact metrics to measure the environmental, social, and governance impact of our investments. These metrics include carbon emissions, employee turnover rates, and board diversity, among others.

  • Does Carlcorp have any partnerships or collaborations with organizations focused on sustainable investing?

    Yes, we have partnerships with a range of organizations focused on sustainable investing, including industry associations and non-profits.

  • How does Carlcorp engage with companies on ESG issues?

    We engage with companies on ESG issues through active ownership and dialogue. This includes proxy voting, shareholder resolutions, and direct engagement with company management and boards.

  • What is the Carlcorp approach to climate change?

    We believe climate change is one of the most pressing ESG issues facing investors today. As such, we incorporate climate-related risks and opportunities into our investment analysis and engage with companies to encourage them to transition to a low-carbon economy.

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